Bonus Product Summary Sheet

American Financial Marketing, Inc.

9220 Bass Lake Road, Suite 250, Minneapolis, MN 55428 1-800-880-3072

These are our most popular products. If you have a specific need, please call us. Rates are current as of the date of this sheet and are subject to change without notice -- please call for current rate.

August 6, 2007	Product	Interest Rate	Free Withdrawal	Minimum Premium	Interest Rate Guaranteed	States Not Approved	Surrender Charges	Issue Ages	Commission
ALLIANZ Life Insurance Company of North America A.M. Best 'A' Moody's 'A2' S & P 'AA'	The Power 7^sm Annuity (FPDA 1st year)	One year guaranteed yield 8.15%* *Includes 5% premium bonus. 4.01% Current 5 yr yield	After 1st yr: max of 5% of premium per policy yr, up to 25% cumulative lifetime. Systematic withdrawal of interest available after 30 days	$20,000	3.00%	Only approved in: WA	10 Years 10% on date of issue, decreasing monthly over ten yrs. +/- MVA Death Benefit Rider, Nursing Home Waiver	0-85	4.00% NO REDUCTION FOR AGE! and producer perks. Call for details
	The Power 7^sm Elite Annuity (FPDA 1st year)	$100,000+: One year guaranteed yield 9.67%* *Includes 7% premium bonus. 3.90% Current 5 yr yield under $100,000: One year guaranteed yield 7.62%* *Includes 5% premium bonus. 3.51% Current 5 yr yield	After 1st yr: max of 5% of premium per policy yr, up to 25% cumulative lifetime. Systematic withdrawal of interest available after 30 days	$20,000	3.00% on 90% of premiums	NY, OR, PA, UT, WA	10 Years 10% on date of issue, decreasing monthly over ten yrs. +/- MVA Death Benefit Rider, Nursing Home Waiver	0-85	4% NO REDUCTION FOR AGE! and producer perks. Call for details
	Accumulator Bonus MAXXX Elite (FPDA*) *Premium Bonus 1st 5 yrs only	$50,000+: One year guaranteed yield 14.95%* *Includes 10% premium bonus. 6.51% Current 5 yr yield under $50,000: One year guaranteed yield 9.73%* *Includes 5% premium bonus. 5.52% Current 5 yr yield	Up to 25% of premiums paid. May be annuitized (including interest only) after 5 years for as little as ten years Or Systematic withdrawal of interest starting in yr 6 Or Required Minimum Distribution Monthly or Annually	$5,000 NQ $2,000 Q	Guaranteed Minimum Value equal to 87.5% accumulating at an interest rate no greater than 3% and no less than 1%	IL, MN, NJ, NY, OR, UT, WA	N/A Two account values with separate interest rates for lump sum surrender and a min. required payout period Death Benefit Rider, Nursing Home Waiver	0-80	7.00% and producer perks Call for details
American General Life Insurance Co. A.M. Best 'A++' Moody's 'Aa1' S & P 'AA+' Fitch 'AA+'	HorizonFlex (FPDA)	1st Yr Guaranteed 6.30%* *Includes 2% 1st bonus 4.30% base rate	10% in all years includes partial and systematic withdrawals	$5,000 NQ $ 2,000 Q or $50/month EFT	2.00%	AK, UT *issued by USL in NY	8, 8, 8, 7, 6, 5, 3, 1 non-MVA No Rolling Surrender Waived for Extended Care. Call for details	0-85	0-75: 5.00% 76-80: 4.00% 81-85: 3.00%
AMERICAN EQUITY A.M. Best 'A-' S&P 'BBB+' 1% Commission Bonus now through September 28^th. Call for details.	FPDA-3	First Year Rate 7.50%* *Includes 3% Additional Interest First Year Only. 4.50% base rate	10% of Contract Value annually after 1st yr. 1st year systematic withdrawal of interest and LERO immediately* *Not Guaranteed & subject to change	$5,000 NQ $2,000 Q	3.00%	AK, AL, CT, IL, MA, MD, ME, NC, NH, NY, OR, PA, RI, SC, UT, VT, WA	10 Years 12,12,11,10,9,8,7,6,4,2% + or - MVA Nursing Care Rider (NCR-2) Applied only to Contracts issued to ages 0-74, where available	0-85 NQ 0-80 Q	NQ Ages 0-75: 3.50% Ages 76-80: 2.62% Ages 81-85: 1.75% Q Ages 0-75: 3.50% Ages 76-80: 2.62%
	SUPER-7 (FPDA) (03)(2.25) MVA	First Year Rate 11.50%* *Includes 7% Additional Interest First Year Only 4.50% Base Rate	10% of Contract Value annually after 1st yr. 1st year systematic withdrawal of interest and LERO immediately* *Not Guranteed. & subject to change	$5,000 NQ $2,000 Q	3.00%	AK, AL, CT, IL, IN, MA, MD, ME, NC, ND, NH, NY, OR, PA, RI, SC, UT, VT, WA	10 Years 12,12,11,10,9,8,7,6,4,2% + or - MVA Nursing Care Rider (NCR-2) Applied only to Contract issued to ages 0-74, where available	0-85 NQ 0-80 Q	NQ Ages 0-75: 1.00% Ages 76-80: .75% Ages 81-85: .50% Q Ages 0-75: 1.00% Ages 76-80: .75%
	FPDA-10 MVA (FPDA-10C: available in WA - Call for details)	Equals a 5.47%* effective 1st yr yield, assuming no withdrawals *Includes 2.00% premium bonus on total 1st yr premium 3.40% Base Rate	10% of Contract Value annually after 1st yr. 1st year systematic withdrawal of interest and LERO immediately* *Not Gtd. & subject to change	$5,000 NQ $2,000 Q	Currently 3.00%, MGIR is set at issue & gtd for the life of the contract. Call for details.	AK, AL, CT, IL, MN, NY, OR, UT	12 Years 14, 13, 12.5, 12, 11.5, 11, 9.5, 8, 6.5, 5, 3.5, 2% + / - MVA Nursing Care Rider, Terminal Illness Rider (NCR-2 and TIR-1) applied only to Contracts issued to ages 0-74	0-85 NQ 0-80 Q	NQ Ages 0-75: 10.00%* Ages 76-80: 7.50%* Ages 81-85: 5.00%* Q Ages 0-75: 10.00%* Ages 76-80: 7.50%* *Varies in AL, CA, IN, KY, MA, MD, MO, ND, OK, PA, SC, TX, VA, WA Call for Details.
AMERICAN EQUITY A.M. Best 'A-' S&P 'BBB+' 1% Commission Bonus now through September 28^th. Call for details.	FPDA-11 MVA	Equals a 9.60%* Effective First Year Yield, assuming no withdrawals *Includes 6.00% Premium Bonus on total 1st year premium Base Rate 3.40%	10% of Contract Value annually after 1st yr. 1st year systematic withdrawal of interest and LERO immediately* *Not Gtd. & subject to change	$5,000 NQ $2,000 Q	Currently 3.00%, MGIR is set at issue & gtd for the life of the contract. Call for details.	AK, AL, CT, IL, MN, NY, OR, UT, WA	12 Years 14, 14, 13, 12, 11, 10, 9, 8, 7, 6, 4, 2% + / - MVA Nursing Care Rider, Terminal Illness Rider (NCR-2 and TIR-1) applied only to Contracts issued to ages 0-74	0-85 NQ 0-80 Q	NQ Ages 0-75: 5.00%* Ages 76-80: 3.75%* Ages 81-85: 2.50%* Q Ages 0-75: 5.00%* Ages 76-80: 3.75%* * Varies in CA, IN, KY, MA, MD, MO, ND, OK, PA, SC, TX, VA Call for Details.
American National Insurance Company A.M. Best 'A+' S&P 'AA' LM1251	BenchMark Reliance